Everyone is talking about ways to go green these days. Here is a way for you to help yourself and the environment!
Glug, glug, glug. That’s the sound a ginormous number of us make as we drink bottled water in our cars, at the gym, and behind our desks. The sound you don’t hear is the thwack of 60 million bottles a day being tossed into U.S. landfills, where they can take up to 1,000 years to biodegrade. If that’s not enough to turn your conscience a brighter shade of green, add this: Producing those bottles burns through 1.5 million barrels of crude oil annually -- enough fuel to keep 100,000 cars running for a year. Recycling helps, but reusing and reducing are even better. So invest in a couple of portable, dishwasher-safe, stainless steel bottles that won’t leach nasty chemicals into your water. (Don’t get into the habit of refilling the plastic water bottle you just emptied; the polyethylene terephthalate it’s made of breaks down with multiple uses.)
If you care to keep up with it you can get all the information from this link:
http://www.nhc.noaa.gov/gtwo/gtwo_atl_sub.shtml?area1#contents
STUPID CRUISE SHIP JOKES:
These classifieds were really put in the paper - a smile for your day..................
About 3,700 dogs will get a sniff of the big time at the 31st annual Reliant Park World Series of Dog Shows, which begins Thursday.
"This show is recognized around the country as one of the best dog shows in the country. A sampling of the participants:
Q. What is blue and goes up and down? A. A blueberry in an elevator!
Q. What is the difference between an elephant and a blueberry? A. They're both blue, except for the elephant.
Q: What do you get when 354 blueberries try to go through the door at the same time? A: A Blueberry Jam!
Q. What do you get when you merge IBM and Apple A. Blueberry Macs
Mr. Spock: "What is the formula for PI?" Chekov: "Er...apple or blueberry, sir?"
Keys to Wise Spending
God expects us to have faith, but also to use common sense and wise planning in allocating the resources He has given us. The best way to manage your money and stay out of debt is to have a strategy in place before the expenses or temptations arise.
BEGIN WITH A BUDGET. A budget is a road map that guides you and tells you when you are on course. Budgeting won't ensure prosperity, but it will keep you from overspending your resources and will help you avoid the debt trap.
DECIDE TO FOLLOW THE BUDGET. Most people understand the need for a good budget, but few follow through. Only 25% of American families operate on a budget. Fifty percent say they want to budget but never get around to it. Make your plan and stick to it.
PRIORITIZE YOUR EXPENDITURES. Make a list of what is most important to you. Start with the necessities (housing, food, car, utilities, insurance and taxes). Then list what you "should have" (clothing, furniture, etc.). Finally, list the things you'd like to have.
PAY BILLS ON TIME. Establish a budget that allows you to pay all your bills in full and on time each month. If you can't pay them all, pay something on all of them and communicate your intentions of paying everything to those you owe. If you can't pay your regular bills, it's time to move to a smaller house, drive an older model car, or make drastic cuts until your outgo matches your income.
GET OUT OF DEBT AS SOON AS POSSIBLE. Debt carries with it heavy responsibilities. Don't allow yourself to become a slave to creditors. Don't take on debt unless you have a clear plan for repaying it. Certainly stay away from debt if it is a habit out of control.
PLAN FOR EMERGENCIES. Small emergencies can eat at your budget every month unless you begin to set aside funds as part of your budget. For example, the dog gets sick, your car radiator dies, time for back-to-school clothes, etc.
HAVE SOME FUN. Use your resources for personal enjoyment. After you have managed your money wisely and given generously, there comes a time for you to enjoy the fruits of your labors.
My daughter and I are booked on a last minute cruise to the Western Caribbean. We decided to take a mother-daughter vacation and lay on the pretty beaches of Cozumel, Grand Cayman, and Montego Bay for one whole week. We are very lucky to live only 45 minutes from Galveston so we can hop on a cruise at anytime. This is a pretty spontaneous decision we made, too. The ship is called The Carnival Conquest. Neither of us have been on that one although we have sailed on Carnival before. It is a huge ship that is over 110,000 tons and almost 3,000 people.